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Cheques and using cheques

blank cheque

noun

a cheque that has been signed but does not have an amount of money written on it, so that it can be exchanged for whatever amount is entered

bounce

verb

if a cheque bounces, or if a bank bounces it, the bank refuses to pay it because there is not enough money in the account of the person who wrote it

cash

verb

to exchange a cheque for its value in notes and coins

check

noun

the American spelling of cheque

checkbook

the American spelling of chequebook

check card

noun

a debit card

cheque

noun

a piece of printed paper that you can use instead of money to pay for things. The American word is check.

chequebook

noun

a book of cheques

cheque card

noun

a card given to you by your bank that you show when you write a cheque for someone

cheque stub

noun

the small piece of paper left in your chequebook when you tear out a cheque

clear

verb

if a cheque clears, or if a bank clears it, the bank allows the money to be used

clearance

noun

the process by which a bank accepts a cheque that you have written and pays the money to the person, shop etc that you gave the cheque to

counterfoil

noun

the part of something such as a cheque that you keep as a record of a payment you have made

crossed cheque

noun

a cheque that has two lines drawn across it to show that it can only be paid into the bank account of the person whose name is on it

draw on

to take money from a bank account by writing a cheque

encash

verb

to exchange a cheque for money

endorse

verb

to write your name on the back of a cheque or official document to make it legal

make out

to write all the necessary information on a document such as a cheque

payee

noun

the person who you pay a cheque or money to

postdate

verb

to put a date on a cheque or document that is later than the actual date it was produced

predate

verb

to write a date on a document that is earlier than the real date, especially on a cheque or a contract

present

verb

to give a cheque to a bank so that it can be put into your account

traveller’s cheque

noun

a printed piece of paper that you sign and use as money when you are travelling. It can be replaced if it is lost or stolen.

cancel a cheque

to tell your bank that a cheque you have written should not be paid by them. The American expression is stop payment on a check.

cross a cheque

to draw two lines across a cheque to show that it can be paid only into the bank account of the person whose name is on it

dud cheque

a cheque that is worth nothing because the person who wrote it does not have enough money in their bank account

honour a cheque

if a bank honours a cheque, it agrees to pay the amount of money written on the cheque to the person the cheque is written to

in someone’s favour

showing who an amount of money written on a cheque should be paid to

payable to someone

a cheque that is payable to someone has their name written on it because the money is owed to them

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