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phony

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adjective informal American English pronunciation: phony /ˈfoʊni/
  1. 1
    not real and intended to trick people

    a phony ID card

    a con man using phony credentials to swindle people

derived words

phoniness

noun [uncountable]

phony

 American English pronunciation: phony  noun [countable]
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singularphony
pluralphonies

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endies

Employed but with No Disposable Income or Savings: people who are in work but only earn just enough to live on

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