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insurance

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noun American English pronunciation: insurance /ɪnˈʃʊrəns/
  1. 1
    [uncountable] an arrangement in which you regularly pay an insurance company an amount of money so that they will give you money if something you own is damaged, lost, or stolen, or if you die or are sick or injured

    health/life/house/car insurance

    take out insurance:

    You have to take out home-owners insurance as a condition of the mortgage.

    insurance against:

    They provide free insurance against loss or damage up to $5,000.

    have insurance for/on something:

    Do you have insurance for the house yet?

    claim (for) something/make a claim for something on your insurance:

    Can you claim the repairs on your insurance?

  2. 3
    [singular/uncountable] a situation or action intended to prevent something bad from happening or to prevent you from being affected by it if it does happen
    insurance against:

    The hostages were being held as insurance against further bombing raids.

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